:root {
  color-scheme: light;
  --ink: #102a43;
  --muted: #486581;
  --surface: #ffffff;
  --canvas: #f3fbfc;
  --teal: #087f8c;
  --blue: #1769aa;
  --line: #d9e2ec;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  min-width: 320px;
  color: var(--ink);
  background: var(--canvas);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}

a { color: var(--blue); text-underline-offset: 0.18em; }
a:hover { color: var(--teal); }

.shell { width: min(100% - 2.5rem, 960px); margin: 0 auto; }

header { background: rgba(255, 255, 255, 0.9); border-bottom: 1px solid var(--line); }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 72px; }
.brand { color: var(--ink); font-weight: 760; font-size: 1.2rem; letter-spacing: -0.03em; text-decoration: none; }
nav { display: flex; gap: 1rem; font-size: 0.94rem; }

main { padding: 4.5rem 0; }
.hero { max-width: 710px; }
.eyebrow { color: var(--teal); font-size: 0.82rem; font-weight: 750; letter-spacing: 0.08em; text-transform: uppercase; }
h1 { font-size: clamp(2.3rem, 7vw, 4.5rem); line-height: 1.05; letter-spacing: -0.055em; margin: 0.4rem 0 1.2rem; }
h2 { margin-top: 2.3rem; font-size: 1.3rem; letter-spacing: -0.02em; }
p, li { color: var(--muted); }
.lede { font-size: clamp(1.1rem, 2.4vw, 1.35rem); max-width: 650px; }
.notice { margin: 2rem 0; padding: 1.05rem 1.2rem; background: #e6fffa; border-left: 4px solid var(--teal); color: #164e63; }
.links { display: flex; flex-wrap: wrap; gap: 0.9rem; margin-top: 2rem; }
.button { display: inline-block; padding: 0.7rem 1rem; border-radius: 0.55rem; background: var(--blue); color: white; font-weight: 650; text-decoration: none; }
.legal { max-width: 760px; background: var(--surface); padding: clamp(1.5rem, 5vw, 3.2rem); border: 1px solid var(--line); border-radius: 0.9rem; }
.effective { margin: -0.5rem 0 2rem; color: var(--muted); }

footer { border-top: 1px solid var(--line); background: var(--surface); padding: 2rem 0; font-size: 0.9rem; }
.footer-row { display: flex; flex-wrap: wrap; gap: 0.8rem 1.25rem; align-items: center; }
.disclaimer { flex-basis: 100%; color: var(--muted); margin: 0.5rem 0 0; }

@media (max-width: 520px) { main { padding: 3rem 0; } .bar { min-height: 64px; } nav { gap: 0.7rem; } }